For rural households, lost food means more than lost land, labour,seeds and fertilizer. It represents up to 100% loss of income, due to the loss of surplus crop to sell. Farmers are trapped in a cycle of subsistence, depriving them the opportunity to grow and strengthen their business.Inappropriate post-harvest management also leads to heigher levels of crop contaminations, in particular aflatoxin, which create serious health risks to all consumers.
FtMA farmers and aggregators are offered various financing options to support critical input and aggregation activities during the season. FtMA supports farmers in accessing loan products as well as crop loss insurance products, to protect them against losses caused by external factors from planting to harvest. Farmer organizations and aggregation centers can apply for output/aggregation loans to increase their working capital and enable them to bulk receive farmers produce. Working with farmers groups, field agents and aggregators, FtMA provides financial trainings to strengthen the professionalism of producer organizations.